Federal law prohibits the government from discriminating against you with respect to the issuance of a license or permit because you filed bankruptcy. Similarly, neither public nor private employers can terminate your employment or otherwise discriminate against you due to a bankruptcy filing. Unlike other creditors, utilities (power, gas, telephone, etc.) cannot discontinue or otherwise refuse to provide you service because you filed bankruptcy; however, they can require you to pay a reasonable security deposit for the payment of future service. Finally, a lender may not consider a bankruptcy filing as a factor in determining your eligibility in the future for student loans.